Annuity
Prospective customers are interested in products that are not just protective but also intuitive, affordable, and tailored to their unique needs. With TriSignalPRA, annuity product design now includes augmented equity benefit guarantees, enhance endowment and virtually costless return of principle guarantee as examples features. Offer fund monitoring to enable policyholders to avoid account devaluation. Increase rate of account accumulation of underlying funds. Be the first to market capless RILAs with ROP.
Life Insurance
Take life insurance product design from good to great. Incorporate new product designs to include augmented equity benefit guarantees, enhance endowments, virtually costless return of principle guarantee. Offer fund monitoring to enable policyholders to avoid account devaluation. Increase rate of account accumulation of underlying funds.
Investment return: general account, segregated funds, surplus and reserves
Dynamic diversification combined with both retrospective and prospective change-point identification/detection avoids market downturns and captires upturns. Dynamic diversification enables superior investment returns at low risk levels, Reduce hedging costs for equity benefit guarantees.